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BizWizard Terms of Use

Effective date: October 5, 2026

These Terms of Use are an agreement between you and BizWizard AI, LLC. They cover our website at www.bizwizard.ai and our app at app.bizwizard.ai. The address bizwizard.ai redirects to www.bizwizard.ai. BizWizard AI, LLC ("BizWizard", "we", "us") is a Delaware limited liability company. In these Terms of Use ("Terms"), "the Service" means our website and our app together, and a "venture" is a business idea you work through in the app.

Please read these Terms carefully. If you live in the United States, section 15 requires you and BizWizard to resolve disputes by binding individual arbitration instead of in court, apart from small-claims cases. You and BizWizard also each give up the right to bring or take part in a class or representative action, and the right to a jury trial. You can opt out of arbitration by emailing contact@bizwizard.ai within 30 days after you first agree to these Terms or, if later, within 30 days after you create your BizWizard account, as section 15.7 explains. Opting out of arbitration doesn't opt you out of the class-action and jury-trial waivers, which still apply if a dispute goes to court. Please also read section 8, which explains what our AI features are and why you shouldn't rely on them as you would on a professional, section 13, which sets out what we don't promise, and section 14, which limits our liability. If you live outside the United States, the arbitration, class-action and jury-trial terms don't apply to you, and you keep the protections of your country's consumer laws that can't be waived (section 15.10).

1. Agreeing to these Terms

By creating an account, signing in, sending a form on our website, or otherwise using the Service, you agree to these Terms. If you don't agree, don't use the Service.

If you use the Service for a company or other organization, you confirm that you're authorized to accept these Terms for it, and "you" includes that organization. If the company you're working on hasn't been formed yet, you're using the Service, and agreeing to these Terms, as an individual.

2. Who can use the Service

You must be at least 18 years old to use the Service. You must also be able to form a binding contract with BizWizard. You may not use the Service if we've ended your access to it (section 12).

3. Accounts and access

Creating an account. If you meet the requirements in section 2, you can create an account in the app with an email address and a password, or with "Continue with Google".

Your email address. Use an email address you control, and type it carefully. We don't verify email addresses when someone signs up with an email address and a password. Password-reset links are sent to the account's email address, so anyone who can read email there can reset the account's password. If you use "Continue with Google" with a Google account whose verified email address matches an existing BizWizard account, we connect Google sign-in to that account automatically and sign you in to it, and any password already set on that account keeps working. So if someone else has already signed up with your email address, signing in with Google takes you into that account, and the password they set still works. We don't send an email when Google sign-in is connected to an account, when an account's password changes or when an account is deleted, so you may not be told when this happens. If you find that it has, contact us. If you use "Continue with Google", or the "Connect" button on the Account page, with a Google account whose email address is different from your BizWizard account's, Google isn't connected to your account. Instead, you're signed in to the BizWizard account for that other address, and that account is created if it doesn't exist. You can't change your account's email address in the app. To ask us to change it, email contact@bizwizard.ai.

Keeping your account secure. Keep your password to yourself, and don't let anyone else use your account. Neither rule applies to the shared demo account described below. You're responsible for activity in your account that happens because you shared your sign-in details or didn't keep them safe. If you think someone else has used your account, tell us at contact@bizwizard.ai.

Sign-in sessions. When you sign in, your browser receives a sign-in token that our servers accept for 7 days. Signing out removes the token from that browser. But our servers keep accepting a token that has already been issued until it expires, even after you sign out, change or reset your password, or delete your account. So signing out, or changing your password, doesn't end a sign-in on another browser or device.

The shared demo account. If we let you use our shared demo account, anyone else with its sign-in details can see and change what you enter there. When the demo is reset, the demo venture and any other venture in the account named "BizWizard" are deleted, a fresh demo venture is created, and the account's name and password are reset. Other ventures created in the account, and its Help Assistant conversation, stay. Don't enter personal or confidential information in it.

4. Acceptable use

Use the Service only lawfully and as these Terms allow. Don't:

  • break the law, or use the Service to help anyone else break it;
  • enter, upload or share anything you don't have the right to use, or that infringes anyone's intellectual property, privacy or other rights;
  • harass, threaten, defame or deceive anyone, or pretend to be someone you're not;
  • try to get into another person's account or ventures, or into our systems, without permission;
  • upload malware or anything else designed to cause harm;
  • interfere with or overload the Service, or get around its security or usage limits (for example, by opening extra accounts to get past a daily limit);
  • use bots, scrapers or other automated tools to access the Service or collect data from it, unless we've agreed in writing;
  • try to make the AI features produce illegal or harmful content, or try to get them to ignore the instructions we give them;
  • use the AI features in a way that our AI provider's usage policy forbids (Anthropic's Usage Policy, at www.anthropic.com/legal/aup); or
  • copy the Service or its curriculum, sell, rent out or resell access to the Service, or try to extract its source code, except where the law allows it.

The rule against automated tools doesn't apply to search engines and other crawlers that visit our public website and follow its robots.txt file, or to tools that help you use the Service yourself, such as accessibility software and password managers. The rule against copying doesn't stop you copying or sharing your own content and outputs (section 5).

Usage limits. Some features have usage limits. Some count AI requests per minute from each network address, so people who share a network, such as a school or office network, may share those limits. Others count AI actions per account each day, such as how many times something can be generated. BizWizard also has an overall daily limit on AI use across all users. When it's reached, some or all AI features stop working for everyone until midnight UTC. All daily limits reset at midnight UTC. We may change these limits.

Copyright complaints. If you believe something in the Service infringes your copyright or other rights, email contact@bizwizard.ai. Tell us what the material is and why you believe it infringes your rights. We may remove material, and may end the access of anyone who repeatedly infringes other people's rights.

5. Your content

What it covers. "Your content" is what you type, paste or upload into the Service: for example, your answers, chat messages, evidence notes, pasted emails, market research inputs such as interview and survey summaries, financial figures, the text and images you add to your pitch deck, checklist entries, and messages you send us through our website. "Outputs" are what the Service's AI features generate for you, such as chat replies, reviews, business plans, research reports, slide text and suggestions.

You own your ventures and documents. You keep ownership of your content. As between you and BizWizard, you also own the outputs generated for your ventures, to the extent anyone can own them, including text the AI tidied and saved as your answers. We don't claim ownership of your content or your outputs. Outputs can be similar or identical to outputs generated for other users, and owning yours doesn't give you rights in theirs. Material from other websites that an output quotes or links to belongs to its owners. Where our own material, such as step questions or the layout of a document, appears in your documents, it stays ours (section 7), but you may use, copy, change, share and transfer it as part of those documents, for any purpose, including commercially. That permission doesn't end when your access ends.

The permission you give us. You give BizWizard a limited, worldwide, non-exclusive, royalty-free permission to host, store, copy, process, display and transmit your content and outputs as needed to provide, secure and support the Service. That includes:

  • sending them to the companies that provide our hosting, database, email and AI services;
  • the shared resource suggestions described in section 8;
  • responding to your requests, investigating and fixing problems, and measuring and controlling the cost of our AI features, which can involve sending a copy of a venture's content to our AI provider; and
  • disclosing information where our Privacy Policy says we may, for example when the law requires it.

When the permission ends. This permission ends when you delete the content, or your account. It continues only for copies we keep as our Privacy Policy describes (see section 12), and for what has already been shared through the shared resource suggestions described in section 8, which stays in the shared cache and in other users' ventures.

Your responsibilities. You're responsible for your content. Make sure you have the right to enter it and to let us use it as these Terms describe.

Information you must not enter. Don't enter Social Security numbers or other personal government ID numbers, health information, or bank account or payment card numbers, whether they're yours or anyone else's. This rule doesn't cover your company's own identifiers that the Company Creation Checklist has fields for, such as its EIN, state tax and payroll account numbers, license and permit numbers, insurance policy numbers and merchant ID. You don't have to fill those fields in.

Other people's information. Building a business involves other people: customers you interview, people named in emails you paste in, people you quote in your pitch deck, people shown in images you upload, and the bookkeeper or registered agent you list in the Company Creation Checklist. Only enter someone's personal information if you have the right to, and only what you need. Some of it can reach our AI provider, such as notes about people you interviewed in your step answers, and text from pasted emails you confirm as evidence (section 8). You're responsible for giving any notice, and getting any consent, that the law requires.

6. Saving, exporting and deleting your work

Some work is saved only in your browser. Which finance tabs you've approved in the financial model, and the balance-sheet assumptions you enter there, are saved only in your browser, not on our servers. They won't show up in another browser or on another device, and they're lost if you clear your browser's data. Signing out, deleting your account, or resetting or deleting a venture doesn't remove them. After a reset, your earlier approvals still count toward unlocking the Pro Forma tab, and your earlier balance-sheet assumptions are used again. Exports are built from what's saved on our servers, so they don't include these items. Our Cookies and Browser Storage Notice lists everything the Service saves in your browser.

Exporting your work. The app can export these documents: your business plan, financial model, step outputs, Venture Viability Test results, pro forma, market research and pitch deck. Market research exports include your email address if you attested to parts of the research. Images you upload are stored exactly as you uploaded them, with any details embedded in the file, such as where a photo was taken or which device took it. They're exported the same way: your pitch deck export includes your logo and slide images, and your business plan export includes your logo on its cover. We don't read or use those details. There's no export for your chats, your Help Assistant conversation or the emails you paste in, and no way to download all of your information at once. To ask for a copy of your personal information, email contact@bizwizard.ai.

Deleting content. You can delete a venture, or your whole account, in the app. You can also reset a venture or a single step, which deletes some of its content. You can delete single assumptions and Expert Guild reviews, and edit much of your other work. Other things can't be deleted one at a time in the app. They're removed like this:

  • Emails and messages you paste in, which are kept in full whether or not you confirm them as evidence: when you reset or delete the venture, or delete your account.
  • Evidence notes, including text copied from a pasted email you confirmed: when you reset or delete the venture, or delete your account.
  • AI chats tied to a venture, including AI Mentor Chat conversations: when you reset or delete the venture, or delete your account. A step's tutor chat also goes when you reset that step, and it keeps only about the last 200 messages.
  • Saved history, such as Venture Viability Test results, snapshots of your pro forma and market research, checklist activity and resource history: when you delete the venture or your account. Resetting the venture keeps them.
  • Images you upload to your pitch deck, even after you remove or replace them: when you delete the venture or your account. A logo you remove can still appear on your deck's title slide until you remove it there or regenerate the whole deck, and on the cover of your business plan export.
  • Your Help Assistant conversation: when you delete your account.

Section 12 explains what happens when you delete your account.

7. BizWizard's software and content

The Service, including its software, curriculum, step questions, text and design, and the BizWizard name and logo, belongs to BizWizard AI, LLC or its licensors. This section doesn't cover your content or outputs; section 5 deals with those. We give you a limited, non-exclusive permission to use the Service as these Terms allow. You can't transfer that permission, and it ends if your access ends. We keep all rights we don't expressly give you.

Feedback. If you send us feedback or suggestions about the Service, we may use them for any purpose without paying you or owing you anything. This doesn't cover your content, your outputs, or what you tell us about your own business idea, for example in a message through our contact form or Request Access form.

8. AI features and their limits

BizWizard uses AI throughout the app: the step tutor (the chat on each step page), Ask BizWizard, the AI Mentor Chat, the Help Assistant, the Pro Forma Advisor, the Deck Advisor, the Pitch Coach, Expert Guild reviews, business plan and pitch deck generation, branding and founder-story suggestions, financial suggestions, market research and resource suggestions.

It's software, not a person. An AI model writes the replies of every AI feature. Expert Guild reviewers appear with names and job titles, such as a startup attorney or a CFO, but they're AI personas, not real people or licensed professionals. No AI feature is a mentor, advisor, lawyer, accountant or any other professional, and using one doesn't put you in touch with one.

It's for learning, not professional advice. Nothing in the Service is legal, tax, accounting, financial, investment or other professional advice. That includes the curriculum and step questions, the Company Creation Checklist and its links, Venture Viability Test scores, and AI output, including Expert Guild reviews on legal or financial topics. AI output is generated automatically, usually from what you've entered about your venture, to help you learn and think your venture through. Before decisions with legal, tax, accounting or financial consequences, such as forming a company, raising money, signing contracts or hiring, talk to a qualified professional.

It can be wrong. AI output can be inaccurate, incomplete, misleading, out of date or made up, even when it sounds confident. Don't rely on any factual statement in AI output without checking it independently. Research can draw on websites we don't control. Other guidance in the Service, such as the Company Creation Checklist, can be incomplete or out of date too. Check anything important before you rely on it or share it, including the figures in your financial model, pro forma and pitch deck. In the step tutor, the AI can tidy the wording of some of your answers, and the tidied version is saved as your answer, so check that it still says what you mean.

No guarantee of results. Nothing in the Service, including guidance, scores such as Venture Viability Test results, projections and other output, guarantees that your business will succeed, make a profit, win customers or raise money. You're responsible for your decisions, and for what you do with outputs, including anything you share with investors, customers or partners.

How your content reaches the AI. To produce a reply, we send what you type and, for most features, details about your venture, such as its description and saved answers, to our AI provider, currently Anthropic. Your venture's name is included in most requests. Your saved answers can include what you've said about yourself, such as your skills, the time you have and what you can afford to risk, and notes about people you interviewed. Market research also sends the evidence you've confirmed from your customer research, including up to 2,000 characters of any pasted email or message you confirmed as evidence. Several features also send a short summary of your venture in your own words, with a few of your figures and short excerpts of your strongest confirmed customer evidence. Some features also search the web: the AI writes search queries from your venture's details, and Anthropic runs them using its own search subprocessors, which it lists on its website. Some AI features run on their own; for example, resource suggestions are produced when you first complete certain steps. There's no setting to turn the AI features off. We don't add your name, email address, account ID, venture ID or IP address to AI requests, and we don't send the images you upload, but anything you type is sent as written. Our Privacy Policy explains more.

Training. We don't use your content or outputs to train, fine-tune or evaluate AI models. Anthropic's Commercial Terms, which cover our use of its API, don't allow it to train its models on what we send it or on what it sends back. Our hosting provider, Vercel, handles every request to our sites. Its terms for our current plan let it use data from hosting accounts to train its own AI models, and to share that data with other companies to train theirs, unless the account opts out. Vercel says it removes personal information first. Our Privacy Policy explains what our service providers receive and how long Anthropic keeps it.

Shared resource suggestions. Resource suggestions are cached and shared between ventures whose industry, business model, stage and customer segment are worded the same way. If your venture matches another user's, you may be shown resources, and the AI's explanations of why each one is relevant, that were first produced for that venture, and you may receive the AI-written search queries behind them. Other users may likewise be shown ones first produced for yours. Because the AI writes those explanations and queries from a venture's details, including its pricing and sales channel, they can reflect those details. The shared cache stores those four details as written, isn't linked to any account, and isn't deleted.

9. Privacy and cookies

Our Privacy Policy explains how we collect, use, share and keep personal information, and our Cookies and Browser Storage Notice explains the cookies and browser storage the Service uses. They explain our practices; they aren't part of these Terms.

10. Other companies' services and websites

Google sign-in. If you use "Continue with Google", Google's own terms and privacy policy apply to your Google account and to that sign-in.

Our service providers. We use other companies to run the Service: for hosting, our database, email and AI. Our Privacy Policy explains who they are and what they receive.

Links and suggestions. The Service links to other websites: for example, sources in AI replies and research, resource suggestions, and vendor and Secretary of State links in the Company Creation Checklist. Our website also links to our social media pages. We don't control those sites and aren't responsible for their content, products or services. Their own terms and policies apply when you use them.

11. Fees

The Service is free to use today. We don't take payments or ask for payment details. If we introduce fees, we'll tell you before they apply, and you won't be charged unless you agree to pay them. Continuing to use the Service after a change to these Terms never counts as agreeing to pay (section 16).

12. Ending or suspending your use

You can leave at any time. To delete your account, open the Account page in the app from the account button at the bottom of the sidebar, choose "Delete account" in the "Danger zone" section, type DELETE and confirm. If you can't delete your account yourself, email contact@bizwizard.ai from your account's email address, or reply from that address when we ask, and we'll delete your account within 30 days of verifying your request.

Deletion is permanent. It can't be undone. Deleting your account immediately deletes your account and all your ventures, with their content, from our database. Before you delete your account, export what you want to keep (section 6). Not everything can be exported.

What stays after deletion. These things stay after your account is deleted:

  • records of your AI usage: the date, your former account ID, the venture ID for some features, which feature and model was used, how much was processed, how many web searches were run, and the cost, along with daily usage counts. They don't include your name, email address or content;
  • the shared resource cache described in section 8, which isn't linked to any account, so we can't find or delete your entries in it;
  • items saved in your browser, such as each venture's finance approvals and balance-sheet assumptions (section 6) and your sidebar and sound settings, until you clear your browser's site data; and
  • copies outside our database: our hosting provider's own records, copies of emails kept by our email provider, messages you sent us in our mailboxes, our AI provider's copies of what we sent it, database backups until they age out, and, for a small number of accounts, the account's email address where it appears in our source code and engineering notes.

A browser that's still signed in to your account can keep using the Help Assistant until its sign-in expires (section 3). Our Privacy Policy explains how long each of these is kept.

We can suspend or end your access. We may suspend or end your access to all or part of the Service, or delete your account, if you break these Terms, if the law requires it, if your use puts other people, BizWizard or the Service at risk, or if we stop offering the Service. Where it's reasonable, we'll tell you first and give you a chance to export your documents.

13. Disclaimers

To the extent the law allows, the Service, including all AI output, guidance, scores, projections and other content, is provided "AS IS" and "AS AVAILABLE", without warranties of any kind, whether express, implied or statutory. BizWizard disclaims all implied warranties, including warranties of merchantability, fitness for a particular purpose, title and non-infringement, and any warranties arising from a course of dealing or usage of trade.

We don't guarantee that the Service will be available, uninterrupted, timely, secure or free of errors, that defects will be fixed, or that any content or AI output will be accurate, complete, reliable or up to date. AI output, and everything else in the Service, is not legal, tax, accounting, financial or other professional advice (section 8).

We don't guarantee any business result. Nothing in the Service guarantees that your business will succeed, make a profit, win customers or raise funding.

We don't guarantee that your data won't be lost. Some of your work is saved only in your browser (section 6), and we don't promise that what's saved on our servers can always be recovered. Export and keep copies of the documents you need.

Some states and countries don't allow some of these exclusions, so some of them may not apply to you. If you live outside the United States, this section doesn't affect any rights you have under the mandatory consumer laws of your country of residence that can't be excluded or limited by contract.

14. Limitation of liability

To the extent the law allows, BizWizard won't be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any lost profits, revenue, data or business opportunities, arising out of or relating to these Terms or the Service, even if we were told they were possible.

To the extent the law allows, BizWizard's total liability for all claims arising out of or relating to these Terms or the Service is limited to the greater of (a) the fees you paid BizWizard for the Service in the 12 months before the event giving rise to the claim and (b) US$100.

These limits apply whatever the legal basis of the claim, whether contract, tort (including negligence), statute or anything else. Nothing in these Terms limits or excludes liability that can't be limited or excluded by law, such as liability for fraud, or for death or personal injury caused by negligence where the law doesn't allow that liability to be limited. Some states and countries don't allow some of these limits, so some of them may not apply to you. If you live outside the United States, this section doesn't affect any rights you have under the mandatory consumer laws of your country of residence that can't be excluded or limited by contract.

15. Governing law and disputes

15.1 Governing law

The laws of the State of Delaware govern these Terms and any dispute arising out of or relating to them or the Service, without regard to conflict-of-laws rules. The Federal Arbitration Act governs the interpretation and enforcement of sections 15.3 to 15.8. If you live outside the United States, section 15.10 also applies.

15.2 Try to resolve it with us first

Before either of us starts an arbitration, we must try to resolve the dispute informally. If you have a dispute with us, email contact@bizwizard.ai with your name, the email address of your BizWizard account (if you have one), a description of the dispute and what you're asking for. If we have a dispute with you, we'll email you at the address we have for you. If the dispute isn't resolved within 30 days after that email is sent, either of us may start an arbitration. This is the only step required before starting one.

15.3 Arbitration for US users

If you live in the United States, you and BizWizard agree to resolve any dispute, claim or controversy between us that arises out of or relates to these Terms or the Service by binding individual arbitration, not in court, except as sections 15.4 and 15.7 allow. In arbitration there's no judge or jury, and a court's review of the arbitrator's decision is limited. The arbitrator decides any question about whether a dispute must be arbitrated, except that only a court may decide whether the waiver in section 15.5 can be enforced.

Rules. The American Arbitration Association ("AAA") will administer the arbitration under its Consumer Arbitration Rules in effect when the arbitration is filed. If the AAA decides that those rules don't apply, for example because you use the Service for a business entity, its Commercial Arbitration Rules apply instead. The AAA's rules and fee schedules are available at www.adr.org. To start an arbitration, file a demand with the AAA, online at www.adr.org or by email to casefiling@adr.org, and send a copy to contact@bizwizard.ai. If we start one, we'll send you a copy at the email address we have for you. If the AAA can't or won't administer the arbitration, the dispute will be decided in court under section 15.9.

Fees. In an arbitration under the Consumer Arbitration Rules, the AAA's Consumer Fee Schedule applies: your filing fee is capped under that schedule, and BizWizard pays the rest of the AAA's fees and the arbitrator's compensation. In an arbitration under the Commercial Arbitration Rules, the AAA's fee schedule for those rules applies.

Hearings. If no claim or counterclaim is for more than $25,000, the arbitration will be decided on written submissions alone, as the AAA's Consumer Arbitration Rules provide, unless you and BizWizard agree otherwise or the arbitrator decides that a hearing is needed. Any hearing will take place by video or phone unless the arbitrator decides that an in-person hearing is needed. Any in-person hearing will be held in the county where you live, unless you and BizWizard agree on another place.

Relief. The arbitrator may award any individual relief that a court could award, including damages and injunctive or declaratory relief, but only in favor of the individual party asking for it and only as far as needed to resolve that party's individual claim. The arbitrator's decision is final and binding, and any court with jurisdiction may enter judgment on it.

15.4 Small claims

Instead of arbitration, either you or BizWizard may bring an individual claim in a small-claims court that has jurisdiction over it, as long as the claim stays in that court and is brought only on an individual basis.

15.5 No class or representative actions

You and BizWizard may bring claims against each other only individually, not as a plaintiff or class member in any class, collective, consolidated or representative proceeding. This applies in arbitration and, if a claim goes to court for any reason, in court. An arbitrator may not combine more than one person's claims, or preside over any form of class, collective, consolidated or representative proceeding.

15.6 No jury trial

If a dispute goes to court rather than arbitration for any reason, you and BizWizard each waive the right to a jury trial, to the extent the law allows.

15.7 Opting out of arbitration

You can opt out of arbitration by emailing contact@bizwizard.ai within 30 days after you first agree to these Terms or, if later, within 30 days after you create your BizWizard account. Include your name, the email address of your BizWizard account (if you have one), and a clear statement that you opt out of arbitration. If you opt out, section 15.3 doesn't apply to you, and disputes between us will be decided in court under section 15.9. Opting out doesn't affect any other part of these Terms, including sections 15.5 and 15.6.

15.8 If the class-action waiver can't be enforced

If a court decides that the waiver in section 15.5 can't be enforced for a particular claim or request for relief, that claim or request, and only that one, will be decided in court under section 15.9, not in arbitration. It will never be decided in a class or representative arbitration.

15.9 Courts

Any dispute that isn't arbitrated or brought in small-claims court must be brought in the state or federal courts located in Delaware, and you and BizWizard consent to the personal jurisdiction of those courts. If you live outside the United States, section 15.10 also applies.

15.10 If you live outside the United States

If you live outside the United States, sections 15.3 to 15.8 don't apply to you. Delaware law governs these Terms (section 15.1), but you keep the protection of the mandatory consumer laws of your country of residence that can't be waived by contract. You may also bring proceedings in the courts of your country of residence where those laws give you that right.

15.11 Changes to this section

If we change this section 15 after you've agreed to it, the change won't apply to any dispute we had notice of before the change took effect.

16. Changes to the Service and to these Terms

The Service. We may add, change or remove features, change usage limits, or stop offering the Service. Section 12 explains what happens to your access.

These Terms. We may change these Terms. When we do, we'll post the new version on this page with a new effective date. If a change is material, we'll give reasonable notice of it on our website before it takes effect. If you keep using the Service after a change takes effect, you accept the changed Terms, where the law allows. If you don't accept them, stop using the Service; you can delete your account at any time (section 12). A change never counts as agreeing to pay fees (section 11), and changes to section 15 don't apply to disputes we already had notice of (section 15.11).

17. General

Entire agreement. These Terms are the whole agreement between you and BizWizard about the Service, and they replace any earlier agreement or understanding about it.

If part of these Terms can't be enforced. If a court or arbitrator decides that part of these Terms can't be enforced, that part will be enforced as far as the law allows, and the rest of these Terms stays in effect. Section 15.8 says what happens if the class and representative action waiver can't be enforced for a claim.

No waiver. If we don't enforce part of these Terms, or delay doing so, we haven't given up our right to enforce it later.

Transfer. We may transfer these Terms, and our rights and obligations under them, as part of a merger, acquisition, sale of assets or other transfer of our business. You may not transfer your rights or obligations under these Terms without our written consent.

What continues after your access ends. Sections 5, 7, 8, 10 and 12 to 17 keep applying after your access ends, along with anything else in these Terms that by its nature should.

Interpretation. Headings are only for convenience. "Including", "for example" and "such as" don't limit what comes before or after them.

Events beyond our control. We aren't responsible for a delay or failure caused by events beyond our reasonable control, such as outages at our service providers, internet or power failures, natural disasters, war or actions of governments.

No third-party beneficiaries. These Terms give rights only to you and BizWizard. No one else can enforce them.

Notices. You agree that we may give you notices electronically, by posting them on our website or by emailing the address on your account (or, if you don't have an account, the address you gave us). If your email address changes, ask us to update your account (section 3). You can give us notices, including an arbitration opt-out under section 15.7, by email to contact@bizwizard.ai.

18. Contact us

You can also use the contact form on our website. Please don't include passwords, payment details or confidential business documents in it.